Goal Planners
Pick the goal. We reverse-engineer it into a monthly amount, check it against what you can actually afford, and show you where the money should live.
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Education Planner
From nursery to university — fund school fees before they're due.
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Home Deposit Planner
Reverse-engineer the deposit on your first home or plot.
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Emergency Fund Planner
Build a cushion so one bad month doesn't become a Fuliza spiral.
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Business Capital Planner
Save the seed capital for your side hustle or biashara.
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Retirement Planner
Reverse-engineer the pot that pays you a monthly income for life.
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Hustle Income Smoother
Turn lumpy poultry, farm or gig payouts into a steady monthly salary.
Not sure where to start?
Build your Pesa Picture first — it tells you how much you can put toward goals each month.
Build my free plan