🌾 Cycle Venture Planner

Lumpy cycle payouts in, steady monthly salary out — seed capital protected for the next round.

Your venture

Cycle length45 days

Input costs per cycle (feeds, seeds, ops)

Expected lump-sum payout per cycle

Active savings available today

📖 How this works — 30-second tutorial

Pick your venture and set the cycle length, input costs, and expected payout.
The safe salary = (payout − next cycle's inputs) spread over the cycle — seed capital is never touched.
Use the bad-cycle buffer to hold back 10–20% if your payouts swing (disease, drought, late buyers).
Park the payout in an M-Pesa MMF and automate the monthly withdrawal — the tank pays you a salary and earns interest while it waits.

For guidance only, not financial advice. Yields vary — verify current MMF rates before committing.