🛟 Emergency Fund Planner

Build a cushion so one bad month doesn't become a Fuliza spiral.

Your monthly expenses

KES/mo

Months of cover

3 months is a start; 6 months is the standard cushion.

Target amount — auto-calculated, edit freely

KES

When do you need it?1 years

Already saved toward this goal (optional)

KES

Your monthly savings capacity (optional)

KES/mo

Assumed annual return7%

An assumption, not a promise — bank savings sit low, money market funds and SACCO deposits typically higher. Check current rates before you commit.

For guidance only, not financial advice. Projections use your assumed return compounded monthly; actual returns vary. Verify product terms and current rates with the institution before committing money.