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Debt Stack Buster
Enter your mobile loans and a monthly repayment budget. The avalanche method (highest rate first) shows you the fastest, cheapest way out.
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32%/month
is Fuliza's effective monthly rate — KSh 1,000 borrowed for 30 days costs KSh 320 in fees alone. Clearing it first saves the most money.
Safaricom Fuliza tariff · JiPange calculation
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Avalanche method
saves more total interest than the snowball method. Pay minimums on every loan, then throw every spare shilling at the highest-rate debt first.
Consumer finance research
Your active mobile loans
Loan 1
%
≈ 2698% effective APR — verify the current rate in your lender's app.
Loan 2
%
≈ 333% effective APR — verify the current rate in your lender's app.