🎓 Education Planner

From nursery to university — fund school fees before they're due.

This year's fees — smoothed

Three lumpy termly bills become one flat monthly amount that earns while it waits.

School fees (per child)

KES/yr

Number of children

Do you have children in the CBC system?

📖 How this works — 30-second tutorial

Enter one child's annual fees (or tap a preset) and set how many children you're paying for.
The smoother turns three lumpy termly bills into one flat monthly amount — tick the front-loaded box if your school charges ~half the year in Term 1.
Park the monthly amount in an M-Pesa MMF: its interest pays part of the fees for you (the 'free uniforms' line).
Set the fee-increase slider to your school's pace so next January's step-up never surprises you, then lock the plan to your profile.

Future stages — plan the big transitions

Junior Secondary, Senior Secondary, university — reverse-engineered per child.

Child 1

Child's age today (optional)

yrs

With an age, we work out when fees start for the stage you pick.

What are you saving for?

Cost in today's prices

KES

Fees start in8 years

Already saved toward education, all children (optional)

KES

Your monthly savings capacity (optional)

KES/mo

Assumed annual return9%

An assumption, not a promise — bank savings sit low, money market funds and SACCO deposits typically higher. Check current rates before you commit.

For guidance only, not financial advice. Projections use your assumed return compounded monthly and ~6.5% annual inflation (Kenya CPI average); actual returns vary. Verify product terms and current rates with the institution before committing money.